Meu Momentto is committed to providing accessible financial information for all users. No prior registration is required to explore the site’s content, which allows for an uncomplicated and intuitive experience.
In Meu Momentto’s digital environment, privacy is an unwavering priority. We are committed to exceptional transparency regarding data handling, and our Privacy Policy adheres strictly to international and national data protection standards.
We recommend you carefully read this Privacy Policy, along with Meu Momentto’s General Terms and Conditions of Use.
Meu Momentto will never request payments to provide financial products, such as credit cards, financing, or loans.
If anyone requests such payment in our name, please notify us immediately via this link: https://meumomentto.com/terms-of-use.
While we strive to keep all information updated, some discrepancies may occur compared to financial institutions’ websites. For financial institutions we do not partner with, we cannot guarantee the accuracy or timeliness of the information. We always recommend carefully reading the terms of use and acquisition terms of the chosen financial institutions.
Scope of the Privacy Policy
Our Privacy Policy covers the responsible and secure handling of personal information collected when you access and use the services offered by Meu Momentto. This includes, but is not limited to, data provided during site navigation, content interaction, participation in promotions, and any registration to receive information or use specific features.
Consent
Using the services offered by Meu Momentto automatically implies full acceptance of this Privacy Agreement. If a user, even partially, disagrees with the terms and conditions in this Privacy Policy, it is recommended that they refrain from accessing and/or using Meu Momentto’s content.
By entering the site, the user expresses full knowledge and agreement to the processing of their data as stipulated in this Privacy Policy and in the General Terms and Conditions of Use.
Section I – Admission
1.1 By using Meu Momentto, the user commits to respecting the General Terms and Conditions of Use, as well as the associated Privacy Policy.
1.2 By accessing and/or using Meu Momentto, the user declares that they are at least 18 years old and have full legal capacity and express agreement to accept these Terms and Conditions of Use in all their legal implications.
1.3 If the user does not meet the criteria above and/or disagrees, in part or in full, with the provisions in these Terms and Conditions of Use, they are advised to refrain from accessing and/or using Meu Momentto’s services and any associated websites and services.
Section II – Contact
2.1 We are available to assist users, resolve any issues, and provide information on the products/services available on Meu Momentto.
2.2 If you wish to contact us, please do so through Meu Momentto’s website at https://meumomentto.com/contato.
Section III – Responsibilities of the Parties
3.1 By exploring and using the services and products available on Meu Momentto, the user confirms they have read, understood, and accepted all clauses in this Agreement and the Conditions of Use, as well as in the Privacy Policy.
3.2 Meu Momentto provides links and directs users to third-party websites where services can be contracted, and products can be purchased directly from the respective entities. Meu Momentto does not intervene in this process.
3.3 When redirected to a partner company’s website, users are encouraged to review and explicitly agree to the terms of use and privacy policies of the respective company.
3.4 Responsibility for the policies and terms of use of third-party companies, as well as for the information about advertised services or products, does not rest with Meu Momentto, nor for any transactions or contracts made with these companies.
3.5 Meu Momentto is not responsible for any damage resulting from viruses or malware acquired during browsing or data transfer on the internet. Users are advised to keep their security systems up to date.
3.6 Meu Momentto is not responsible for damages arising from improper site use or acts of force majeure.
3.7 Meu Momentto does not request deposits or bank transfers to approve or grant financial products.
3.8 Additionally, Meu Momentto does not send emails requesting personal or registration information, executable attachments, or download links. If you receive any such communication, please inform us through the contact form available at https://meumomentto.com/contato.
Section IV – Terms of Use and Restrictions
As part of the Service Agreements, we stipulate strict guidelines for using our portal and content. It is strictly prohibited to:
- Use the site for illegal purposes or to promote illegal activities.
- Violate any local, state, federal, provincial, or international laws or regulations.
- Infringe on our intellectual property rights or those of others.
- Engage in behaviors such as harassment, abuse, defamation, intimidation, or discrimination based on gender, sexual orientation, religion, ethnicity, race, age, nationality, or disability.
- Spread false or misleading information.
- Distribute viruses or harmful code that could damage the Service, related sites, other websites, or the Internet.
- Collect or track personal data of others without proper consent.
- Engage in spam, phishing, pharming, pretexting, spidering, crawling, or scraping.
- Use the site for obscene or immoral purposes.
- Bypass or interfere with security measures of the Service, related sites, other websites, or the Internet.
Attention: We reserve the right to terminate or suspend use of our Services and any linked site if users violate any of these restrictions.
Section V – Limitation of Liability and Warranties
We recognize that using our Service may not always be continuous, fully secure, or error-free. We do not guarantee that results derived from the Service will always be accurate or reliable.
Access to the Service may be interrupted or terminated at any time, without prior notice.
Under no circumstances shall Meu Momentto, its directors, employees, or partners be liable for any damages, losses, or claims arising from the use of the Service. This includes, but is not limited to, lost profits, data, or other intangible losses resulting from the use of any service or product obtained through the Service, or any other claim related to service use.
In jurisdictions where the exclusion or limitation of liability for consequential or incidental damages is not permitted, our liability will be limited to the maximum extent permitted by applicable law.
Section VI – Term and Expiration
Any legal or administrative action related to the use of Meu Momentto, as described in these General Terms of Use or in the Privacy Policy, must be initiated within a maximum period of 90 days.
These General Terms and Conditions of Use remain in effect for an indefinite period.
Section VII – Governing Law and Jurisdiction
7.1 These provisions and the General Terms of Use shall be interpreted in conjunction with the Privacy Policy. Both are governed by the laws of the Federative Republic of Brazil, including the Federal Constitution, the Civil Code, the Consumer Defense Code, the Internet Civil Framework, and the General Data Protection Law (LGPD).
7.2 Regarding aspects of interpretation or compliance with these Terms and the Privacy Policy, both parties agree to submit exclusively to the jurisdiction of the Tallinn Chamber of Commerce, Estonia.
Section VIII – Content and Intellectual Property
8.1 Content and Intellectual Property
Material on Meu Momentto’s portal is protected by copyright and intellectual property rights. Reproduction, modification, distribution, display, or creation of derivative works from this content is strictly prohibited without express written permission.
8.2 Responsibility
We are not responsible for content generated by third parties, such as comments and posts in forums or on social networks. Similarly, we are not responsible for any damages arising from the use of the site, whether direct, indirect, incidental, or consequential.
8.3 Violations
We may delete content that violates these terms, particularly content that is illegal, offensive, defamatory, or infringes upon the rights of others.
Section IX – Modification of Terms and Conditions
Meu Momentto reserves the right to make changes, suspend, or terminate any part of its services at any time without prior notice. Such modifications do not confer any liability on Meu Momentto toward users or third parties.
By using Meu Momentto’s site, users automatically accept these Terms and Conditions. Those who disagree with these terms should refrain from using the site.
Section X – Contact Information
If you have questions or suggestions related to our services, please feel free to contact our customer service team. Send your message via the following form: https://meumomentto.com/contato. We are here to assist you.
Any mention of ‘we,’ ‘us,’ and ‘our’ throughout this document exclusively refers to Meu Momentto. All information, services, and content available on this portal are provided by Meu Momentto on the condition that the user accepts all the terms, conditions, and policies established here. By using our services, the user navigates and interacts with the portal.
Meu Momentto is a website specialized in producing content related to financial education, featuring informational analyses of various products/services (such as credit cards, loans, financing, and types of investments) offered by both national and international financial institutions.
The use of this site is subject to both the Terms mentioned here and Meu Momentto’s Privacy Policy, available at:
https://meumomentto.com/politica-de-privacidade
These General Terms and Conditions of Use aim to clarify the responsibilities, obligations, and duties of all users who access and/or use Meu Momentto’s site, as described in the following points.