Meu Momentto aims to share financial information in a way that is accessible to all users. No prior registration is required to explore the site’s content, providing an uncomplicated and intuitive experience.
In Meu Momentto’s digital universe, user privacy is an unwavering priority, shaped by exceptional transparency regarding data handling. Our Privacy Policy is meticulously crafted, strictly adhering to international and national data protection standards.
We recommend you read this Privacy Policy carefully, in conjunction with Meu Momentto’s General Terms and Conditions of Use.
Meu Momentto will never request payments to provide financial products, whether credit cards, financing, or loans.
If you are approached with any such request in our name, we ask that you notify us immediately through the link https://meumomentto.com/terms-of-use.
While we strive to keep all information up to date, it is important to note that discrepancies may occur compared to financial institutions’ websites.
For those with which we do not have a partnership, we cannot guarantee the accuracy and timeliness of the information. We always recommend carefully reading the terms of use and acquisition terms of the chosen financial institutions.
Scope of the Privacy Policy
Our Privacy Policy covers the responsible and secure handling of personal information collected when you access and use the services offered by Meu Momentto.
This scope includes, but is not limited to, data provided during site navigation, content interaction, participation in promotions, and eventual registration to receive information or use specific features.
Regarding Consent
Using the services offered by Meu Momentto automatically implies full acceptance of this Privacy Agreement.
If the user, even partially, disagrees with the terms and conditions established in this Privacy Policy, it is recommended that they refrain from accessing and/or using the content provided by Meu Momentto.
By entering the site, the User expresses their full knowledge and unrestricted agreement with the processing of their data, as stipulated in this Privacy Policy and the General Terms and Conditions of Use.
I. Information We Collect
All information collected will be used to improve your experience on our site. We will collect only the strictly necessary data to provide our service in the best possible way, tailoring recommendations to each User’s unique profile.
A. DIRECTLY COLLECTED INFORMATION
To improve your experience on Meu Momentto, we may request information directly from you.
This information may include, but is not limited to, your name, email address, contact information, and other relevant details necessary to offer personalized services.
These details are provided voluntarily, and we assure you they will be handled with maximum confidentiality.
B. AUTOMATICALLY COLLECTED INFORMATION
In addition to the information you provide directly, Meu Momentto may also collect data automatically during your interaction with the site.
This automatic information does not personally identify users and is essential for optimizing our services, ensuring a more efficient experience tailored to your needs.
- Types of Information
This automatically collected data may include, but is not limited to:
- IP address
- Browser type
- Pages visited
- Time spent on pages
- And other usage metrics.
We use standard technologies, such as cookies and server logs, to enhance site functionality, customize content, and collect aggregate information about user behavior.
- Cookies
Meu Momentto uses cookies and IP (Internet Protocol) identification to enhance the User’s browsing experience, ensuring data security, protection, and authenticity.
In partnership with Google, a third-party vendor, we use cookies, such as the DART cookie, to display personalized ads based on the user’s visits to other websites.
Users have the option to disable the DART cookie by visiting Google’s content and ad network privacy policy.
It is important to note that the User has control over accepting cookies and can adjust this setting in their browser at any time.
However, disabling browsing cookies may affect some Meu Momentto features. We are committed to providing options and transparency to ensure a personalized and secure online experience.
- Web Beacons
Meu Momentto uses technologies like web beacons to improve the quality of your online experience by collecting information non-intrusively and respecting user privacy.
Web beacons, also known as clear gifs, pixel tags, or web bugs, are small, invisible graphics embedded in web pages and emails.
They help analyze site performance, allowing us to understand how users interact with content, which pages are most visited, and how to optimize navigation.
C. INFORMATION FROM EXTERNAL SOURCES
We explore ways to enhance your digital experience by offering links to external resources we consider useful.
It is essential to highlight that our terms and conditions, as well as the Privacy Policy we establish, do not extend to these external sites.
We advise users to review each linked site’s individual privacy policies to gain a comprehensive understanding of their specific practices and procedures.
- Our Advertising Partners
We receive a small compensation through advertisements on our site and partnerships when a user requests a recommended product.
Our publications are based on detailed evaluations, combining quantitative and qualitative analyses of each product.
Due to the volume of information on our site, we cannot guarantee the complete quality and timeliness of the information, prioritizing our partners’ data.
Additionally, we include third-party advertisements on our site to support operational costs. Some advertisers, such as Google via Google AdSense and Ad Exchange, may collect personal information, like IP addresses and geographic location, to improve ad relevance.
- Partner Privacy Policy
Meu Momentto provides links to other websites that we believe contain interesting content and relevant information for the User. However, Meu Momentto is not responsible for the information collected or used by these sites.
For example, if you click on a link to a financial institution’s website, the financial institution will be responsible for the information it collects about you.
Meu Momentto exercises no control over third-party sites and, therefore, cannot guarantee the privacy or security of the information you provide to those sites.
If you have any questions about the privacy or security of the information you provided to a third-party site, please contact that site directly.
II. How We Use Your Information
Meu Momentto collects and uses personal data to improve your experience and provide the best products and services. Personal data is collected and used to:
- Identify and authenticate users: necessary to ensure the correct users have access to Meu Momentto’s services and products.
- Provide services and products: Meu Momentto uses personal data to provide services and products tailored to each user’s needs and preferences.
- Personalize content and offers: Meu Momentto uses personal data to deliver personalized content and offers according to user interests.
- Improve systems, products, and services: Meu Momentto uses personal data to enhance its systems, products, and services based on user feedback.
- Solve problems and inquiries: Meu Momentto uses personal data to quickly and efficiently resolve user issues and inquiries.
Users can control their information at any time by contacting Meu Momentto.
III. How Your Information Is Shared
Meu Momentto reaffirms its commitment to not sell users’ personal information or data.
However, to provide a more personalized experience, we may share such information with partner companies.
This sharing aims to recommend products and services aligned with users’ profiles and needs and to provide products and/or services requested by them.
Additionally, Meu Momentto reserves the right to cooperate with judicial authorities or government agencies and may share users’ personally identifiable data under the following circumstances:
a) establishing or exercising its legal rights;
b) protecting its property;
c) when it deems necessary to assist or cooperate in protecting its Users, employees, administrators, or any person harmed by an action or omission.
This commitment reinforces our dedication to the security and integrity of our users and stakeholders.
IV. Commitment to Protect Your Information
Meu Momentto’s commitment to user security is constant, evolving with technical and regulatory advancements.
We adopt measures such as encrypted communications, access control, and secure software development practices to prevent unauthorized access, use, alteration, disclosure, or destruction of data.
User information is stored in secure databases internationally recognized for their standards. This commitment reinforces trust in a secure environment for financial information.
V. Exercising Your Rights
1. Your Rights
User rights within an online service context like Meu Momentto include:
- Access to Personal Information: The right to request and obtain access to collected personal information.
- Data Rectification: The right to correct or update inaccurate or outdated personal information.
- Data Deletion (Right to Be Forgotten): The right to request deletion of personal information, subject to certain exceptions and legal obligations.
- Data Portability: The right to receive a copy of personal data in a structured, commonly used, and machine-readable format.
- Processing Restriction: The right to request data processing restriction under certain circumstances.
- Objection to Processing: The right to object to data processing in certain situations, such as direct marketing.
- Automated Decisions and Profiling: The right not to be subject to automated decisions, including profiling, that produce legal or significant effects.
- Consent and Withdrawal: The right to give and withdraw consent for data processing at any time, where consent is the legal basis for processing.
- Privacy-Related Rights: Specific privacy rights, such as the right to be informed about data usage and with whom it is shared.
2. Data Retention Policy
Meu Momentto retains user data for as long as necessary to provide effective services. In certain cases, retention may be indefinite, aligned with Meu Momentto’s legitimate interests.
Users can request data deletion through our contact form at https://meumomentto.com/contact.
Otherwise, data may be retained indefinitely, respecting the practices defined in this privacy policy.
VII. General Data Protection Law (LGPD)
The General Data Protection Law (LGPD) is a Brazilian regulation that aims to protect citizens’ privacy and data security.
Meu Momentto fully respects the provisions of the LGPD, committing to handle user data transparently, securely, and in compliance with legal standards.
VIII. Parental Notices
Meu Momentto values the privacy protection of minors under 18 and does not process their personal data without prior authorization from parents or legal guardians.
If, inadvertently, the collection and processing of personal data of minors under 18 occurs without express authorization from parents or legal guardians, we commit to immediately delete all collected data.
If a user becomes aware that we have inadvertently processed a child’s data, please contact us immediately at https://meumomentto.com/contact.
IX. Reviewing Our Privacy Policy
We reserve the right to periodically improve this privacy policy, aiming to enhance transparency and security for our users.
All changes will take effect immediately upon publication on the site, without requiring prior consent.
In the event of substantial changes, we commit to notifying you, ensuring full clarity about what information we collect, how we use it, and under what specific circumstances we share it.
Your continuous understanding and trust are fundamental, and we recommend revisiting this policy regularly to stay informed of any updates.
X. Our Contact Information
Thank you for trusting Meu Momentto. If you have any questions, suggestions, or concerns related to our privacy policy, please feel free to contact us through the following channel: